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Put your homeownership goals in experienced hands
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Choose a lender who is with you all the way
A mortgage is a financial tool that should work for you today and tomorrow. Wells Fargo provides a wide range of loans for all kinds of homea financing situations. Planning tools, product information, and professional assistance are all available to you under one roof. And over the years, as your homeownership needs change, we are here to help you — wherever you live or intend to move.
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Take a step closer to homeownership
Buying a home is an exciting event and we’re ready to help you every step of the way. The following is a brief overview of what you can expect from our mortgage process:
Initial consultation - Contact us to discuss your financial goals and an overview of the mortgage process.
Mortgage application - Before you begin to shop for a new home, we recommend that you obtain a PriorityBuyer® preapproval.1 You can start the application process by phone or by visiting our website: www.andreenmortgage.com.
File submission - Once your offer has been accepted, you will review and sign your initial mortgage disclosures, gather your income and asset documentation, and we will submit your loan file to an underwriter for review.
Underwriting - A loan underwriter will review your loan file comparing your file to lending guidelines. If your loan meets these guidelines, the underwriter will issue a loan commitment letter.
Processing - We will work along side a Mortgage Processor to satisfy the conditions outlined in the loan commitment letter. Once these conditions have been addressed, your loan file will move to the Closing Department where the mortgage documents will be created and sent to the Closing Agent.
Closing / Settlement - At your loan closing, you will sign the mortgage, note and other required documents transferring ownership from the seller to you. You are now the proud owner of your new home!
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Count on a responsible lending leader
Wells Fargo & Company makes the benefits of homeownership more accessible for approximately one of every seven families who finance a home annually in the United States.
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#1 residential mortgage lender2
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#1 lender to new construction homebuyers3
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#1 originator of renovation financing
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#1 FHA/VA lender4
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#1 jumbo mortgage lender5
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We’re proud to work for Wells Fargo because it’s been a stable financial resource for more than 155 years. As members of Wells Fargo’s prestigious Leaders Club since 2007, you can rely on us to deliver:
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A thorough explanation of all products, features, terms and conditions
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Prompt replies to all your questions and concerns
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Timely completion of mortgage processing
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A commitment to close your loan on time with the Wells Fargo Closing GuaranteeSM: We will close your loan on or before the closing date in your original purchase contract or we will write you a check equal to your first month’s principal and interest mortgage payment.6
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Call Us Today
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Lukas Andreen
Home Mortgage Consultant
Office: 724-942-9530
Cell: 412-657-2234 lukas.g.andreen@wellsfargo.com
NMLSR ID 420627
Mark Andreen
Home Mortgage Consultant
Office: 724-942-9530
Cell: 412-953-7811 mark.r.andreen@wellsfargo.com
NMLSR ID 420588
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1. A PriorityBuyer® preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Not available on nonconforming products.
2. Based on 2010 year-end statistics by Inside Mortgage Finance 1/28/11.
3. Based on 2010 year-end MarkeTrac® data.
4. Based on 2010 year-end statistics by Inside Mortgage Finance 3/4/11.
5. Based on 2010 year-end statistics by Inside Mortgage Finance 3/17/11.
6. Available on all qualified purchase transactions. Other terms and conditions apply. See a home mortgage consultant for details.
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We take your privacy seriously.
Your personal information is collected to send you the additional information that you requested about the real estate, mortgage, and affiliated products and services. If we cannot provide a product or service it may be provided by another agent or broker. For details please see the real estate marketing
website privacy policy.
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